The short answer
Hammock Dunes is a gated oceanfront community with its own private club and 36 holes of golf by Tom Fazio and Rees Jones. Ocean Hammock is a separate gated community of 14 villages just to the north. Hammock Beach is the resort and club that sit inside Ocean Hammock, with Jack Nicklaus' Ocean Course and Tom Watson's Conservatory course. All three are on the barrier island in unincorporated Flagler County with Palm Coast addresses, and "The Hammock" is the local name for the whole area.
The three, side by side
| Topic | Hammock Dunes | Ocean Hammock | Hammock Beach |
|---|---|---|---|
| Homes for sale now | 26 | 38 | 14 |
| Median sold price, last 12 months | $1,227,500 | $1,050,000 | $623,367 |
| Homes sold, last 12 months | 58 | 46 | 16 |
| Median days on market | 66 | 109 | 94 |
| What it is | Gated residential community | Gated residential community of 14 villages | Resort, resort condominiums and private club inside Ocean Hammock |
| Association | Hammock Dunes Owners' Association | Ocean Hammock Property Owners' Association | Each condominium association, plus the resort |
| Club | Hammock Dunes Club (private equity club) | Optional membership in The Club at Hammock Beach | The Club at Hammock Beach, managed by Troon |
| Golf | Links Course (Fazio, 1989) and Creek Course (Rees Jones, 2003) | Through The Club at Hammock Beach | Ocean Course (Nicklaus, 2000) and The Conservatory (Watson, 2006, inland) |
| Club dues | Published: $12,284 to $19,538 a year plus tax (2026) | Optional | Not published; the club advertises no assessments |
| Short-term rentals | Association planning documents describe no short-term rentals | Homes: rentals under 30 days limited to 3 a year (Cinnamon Beach condos excepted) | Many condos rent through the resort's program; rules vary by building |
Market numbers: Stellar MLS, as of November 3, 2026; they refresh live when you open this page. Single-family homes, condos and townhomes.
Hammock Dunes
Hammock Dunes has 1,182 properties on 2.5 miles of oceanfront, from oceanfront estates and condominium towers to golf homes, lake homes and villas. Its gates are among the tightest in the area: five entrances, three staffed, a main gate staffed around the clock, and no open houses. The Hammock Dunes Club owns the golf, the oceanfront fitness center, the pool, tennis, pickleball and croquet, and you join the club to use them. The newest project is The Ritz-Carlton Residences, Hammock Dunes, two oceanfront towers with 128 residences that are still in pre-construction. See the full Hammock Dunes guide.
Ocean Hammock
Ocean Hammock is the gated community just north of Hammock Dunes, made up of 14 villages under one master property owners' association. The association handles architecture, landscaping and shared infrastructure but doesn't own recreation amenities. Those come through optional membership in The Club at Hammock Beach. For single-family homes outside Cinnamon Beach, rentals shorter than 30 days are limited to three a year and every rental must be registered. The association also pays Flagler County $175,000 a year to maintain its dunes. See the Ocean Hammock guide.
Hammock Beach
Hammock Beach Golf Resort & Spa sits inside Ocean Hammock. The resort has privately owned condominiums in the Main Tower, the Ocean Towers and the villas, from one to four bedrooms, and many owners place them in the resort's rental program. The Club at Hammock Beach, managed by Troon, includes the Ocean Course (Jack Nicklaus, with six holes right on the ocean, and host of the 2026 Constellation Furyk & Friends), The Conservatory (Tom Watson, inland on the mainland), a mile-long beach club, nine pools, a spa, three athletic centers, clay tennis and pickleball. The 209-slip Hammock Beach Marina at Yacht Harbor Village is a separate resort facility where slips are leased. See the Hammock Beach guide.
Which one fits
If you want a quiet, private oceanfront home with a member-run club, Hammock Dunes is the one. If you want a single-family home with the option to join a resort-style club and some flexibility to rent, look at Ocean Hammock. If you want a lock-and-leave condo with resort services, or an investment that earns rental income, Hammock Beach is built for it. All three are in unincorporated Flagler County, and oceanfront and barrier-island homes can sit in higher-risk flood zones, so I pull the elevation certificate and the association's beach and dune costs for every home we consider.
My take
Most people who call me about "Hammock Beach" actually mean one of the three, and the right one depends on the club and the rental rules more than the beach, which they all share. Tell me how you plan to use the home and I'll narrow it down in one conversation.
David Stanley, Broker Associate, CENTURY 21 Fine Homes & Estates Realty Exchange. 23 years in North Florida, over $60 million in closed sales.
See for yourself:Hammock Dunes homesOcean Hammock homesHammock Beach condos
More questions people ask
Is Hammock Beach the same as Hammock Dunes?
Is Ocean Hammock part of Hammock Beach Resort?
Can I rent out my home in Ocean Hammock?
Are these communities in the City of Palm Coast?
Which Palm Coast gated community has golf on the ocean?
Sources
- Hammock Dunes Owners' Association
- Hammock Dunes: history of the community
- Hammock Dunes Club: 2026 membership brochure
- Ocean Hammock Property Owners' Association
- Ocean Hammock POA: single-family rental rules (2025)
- Hammock Beach Golf Resort & Spa
- The Club at Hammock Beach: membership
- Hammock Beach Marina
- Palm Coast Observer: Ocean Hammock dune maintenance agreement (Oct. 2025)
- FlaglerLive: The Ritz-Carlton Residences, Hammock Dunes
Facts checked against these sources on November 3, 2026. Rules, rates and fees change; confirm anything you'll rely on before you buy.
