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Shopping new construction? Bring me on your first visit.

Palm Coast, Flagler Beach and Bunnell have more new homes going up than almost anywhere on Florida's East Coast, from townhomes in the $230s to oceanside estates. Every builder has a different price structure, lender incentive and set of fees, and the sales office works for the builder.

I'll compare incentives across builders, negotiate for you, review the contract, line up inspections and stay with you through closing. In most cases the builder pays my fee; we put that in writing in your buyer agreement before your first visit, so there are no surprises. Just make sure you bring or register me on your first visit.

Tour new homes with me

This week at a glance

  • 14 builders
  • 29 communities & homesite programs
  • 7 current builder incentives
  • New homes from $237,990

Checked October 27, 2026 from each builder's website. Prices and offers change often; I'll confirm before you go.

Builder incentives

This week's deals & specials

Starlight Homes

4.99% FHA fixed rate (2.99% year one)

30-year fixed FHA at 4.99% (6.81% APR) with a 2/1 buydown: 2.99% in year one and 3.99% in year two. 3.5% down, 620+ credit score, primary residence, using the builder's affiliated lender. Contract by October 31, 2026 and close by November 30, 2026. First come, first served.

Ends October 31, 2026 · Builder details

Meritage Homes

Rates as low as 4.99% on move-in ready homes

Meritage advertises an interest rate as low as 4.99% (6.491% APR) on select move-in ready homes in the Palm Coast area through October 31, 2026. Terms and eligible homes vary; ask David to confirm them for the home you like.

Ends October 31, 2026 · Builder details

D.R. Horton

Red Tag Event, ends November 1

D.R. Horton's Red Tag Event advertises 'big home savings' through November 1, 2026, and select homes at Sawmill Branch and Grand Reserve also carry a special DHI Mortgage rate. The exact terms come from the sales team; ask David to get them in writing for the home you like.

Ends November 1, 2026 · Builder details

Holiday Builders

Savings Are in Season: special rates on move-in ready homes

Holiday Builders advertises special low interest rates on select move-in ready homes for qualified buyers financing with First Heritage Mortgage, on contracts written by December 31, 2026. Ask David for the current rate on the home you like.

Ends December 31, 2026 · Builder details

Dream Finders Homes

Rates from 2.99% (5.959% APR)

Dream Finders advertises interest rates starting at 2.99% (5.959% APR) during its current sales event. Terms, eligible homes and the deadline are on the builder's sales event page and are not shown on the community page; ask David to confirm what applies.

No end date posted; ask for current terms · Builder details

LGI Homes

Rates as low as 4.99% (5.864% APR) and builder-paid closing costs

LGI Homes' 'Make Your Move' sales event advertises interest rates as low as 4.99% (5.864% APR) and closing costs covered by the builder, plus lease-to-buy options on select Palm Coast inventory. No end date is shown and full terms are given by a New Home Consultant; ask David to confirm what applies.

No end date posted; ask for current terms · Builder details

Maronda Homes

Move in by the New Year / block construction included

Maronda advertises 'Move In by the New Year!' at Enclave at Seminole Palms and 'Block Construction Included!' on Palm Coast homesites. Terms and end dates are given by the sales team (904-606-8849); ask David to confirm.

No end date posted; ask for current terms · Builder details

Incentives checked October 27, 2026. Builders change offers often; ask me for current terms.

The builders

Who's building in Flagler County

Production builder

D.R. Horton

From $260,665 · 7 communities · 30 homes available

  • The nation's largest homebuilder by volume, building in Palm Coast and Bunnell
  • Seven Flagler County communities, from entry-level villas to a golf community
  • Smart-home technology package included in new homes

1 current incentive

View D.R. Horton

Production builder

Dream Finders Homes

From $242,990 · 3 communities · 28 homes available

  • Reverie at Palm Coast: a 55+ community with a clubhouse, pool, pickleball and bocce
  • Villas from the low $240s at Seminole Trace, plus 50' and 60' homesite collections
  • Open layouts and energy-efficient features

1 current incentive

View Dream Finders Homes

Luxury builder

Toll Brothers

From $357,995 · 3 communities · 5 homes available

  • Luxury homebuilder with flexible floor plans and upscale finishes
  • Toll Brothers at Veranda Bay in Flagler Beach: a gated community about a mile from the beach with a clubhouse, resort-style pool, pickleball and a dog park, and a marina planned
  • Retreat at Town Center: villas and single-family homes close to Palm Coast Town Center
View Toll Brothers

Luxury builder

ICI Homes

From $582,900 · 5 communities

  • Florida builder focused on coastal, golf and waterfront luxury communities
  • Marina Del Palma: gated, with a marina, boat launch, pool and clubhouse on the Intracoastal
  • The Conservatory at Hammock Beach: gated golf community with a spa, tennis and a new model home
View ICI Homes

Production builder

Holiday Builders

From $304,990 · 1 community · 13 homes available

  • Concrete block construction
  • Building homes for more than 40 years
  • Build on your own lot or a Holiday Builders homesite, or buy move-in ready

1 current incentive

View Holiday Builders

Production builder

Starlight Homes

From $292,440 · 1 community · 9 homes available

  • Refrigerator, range, microwave, dishwasher, washer and dryer included
  • Sabal Preserve amenities: pool with covered cabana, multipurpose fields, pocket parks, walking paths and ponds
  • About 2 miles to AdventHealth Palm Coast and 10 minutes to Flagler Beach

1 current incentive

View Starlight Homes

Production builder

Ryan Homes

From $237,990 · 3 communities · 5 homes available

  • Townhomes from the $230s, one of the most affordable ways into new construction in Palm Coast
  • Single-family homes with first-floor owner's suites
  • Seminole Trace single-family homes coming soon from the mid-$300s
View Ryan Homes

Production builder

Meritage Homes

From $296,990 · 1 community

  • Energy-efficient homes built to ENERGY STAR standards
  • One- and two-story homes with open-concept living
  • Flagler Village has a resort-style pool and cabana

1 current incentive

View Meritage Homes

Production builder

LGI Homes

From $312,900 · 1 community

  • CompleteHome package included: full suite of Whirlpool kitchen appliances, granite countertops, 36" upper cabinets and upgraded light fixtures
  • Single-story homes
  • Located between Daytona Beach and St. Augustine

1 current incentive

View LGI Homes

Production builder

Maronda Homes

From $289,000 · 2 communities

  • No HOA or CDD on its scattered Palm Coast homesites
  • Homesites available in many areas across Palm Coast
  • Signature and Premier series floor plans, including single-story 4-bedroom plans

1 current incentive

View Maronda Homes

Production builder

Richmond American Homes

From $322,950 · 1 community

  • SummerTide offers larger homes, about 2,070 to 2,864 sq ft, on a variety of lot sizes
  • Personalize finishes at the Richmond American Home Gallery design center
View Richmond American Homes

Production builder

Adams Homes

From $294,900 · 1 community

  • Builds on individual homesites throughout Palm Coast's established neighborhoods
  • Wide range of single-story floor plans, including 4-bedroom homes
  • 45 homes listed now, many move-in ready, with up to $10,000 to $15,000 in Flex Cash on select homes when using an approved lender
View Adams Homes

Custom builder

Gold Coast Custom Homes

Price on request

  • Custom homes built throughout Flagler County, with available homes listed from $799,900
  • Builds in luxury communities such as the Conservatory, Hammock Dunes and Grand Haven
View Gold Coast Custom Homes

Communities

New home communities by price

CommunityBuilderCityFromBedsHomes available
Seminole Palms TownhomesRyan HomesPalm Coast$237,99032
Seminole TraceDream Finders HomesPalm Coast$242,990—18
Grand ReserveD.R. HortonBunnell$260,6653–57
Palm Coast Villas (new phase coming soon)D.R. HortonPalm Coast$261,00030
Sawmill BranchD.R. HortonPalm Coast$279,4003–512
The Hammock at Palm HarborDream Finders HomesPalm Coast$279,9903–45
Seminole Palms Single-FamilyRyan HomesPalm Coast$279,9902–3+3
American VillageD.R. HortonPalm Coast$289,0002–42
Enclave at Seminole PalmsMaronda HomesPalm Coast$289,0003–4—
Scattered homesites across Palm CoastMaronda HomesPalm Coast$289,0003–4—
Sabal PreserveStarlight HomesPalm Coast$292,4403–49
Homesites across Palm CoastAdams HomesPalm Coast$294,9003–445
Flagler VillageMeritage HomesPalm Coast$296,9903–4—
Homesites across Palm CoastHoliday BuildersPalm Coast$304,9903–413
Palm CoastLGI HomesPalm Coast$312,9003–4—
SummerTideRichmond American HomesPalm Coast$322,9503–40
Freedom at Sawmill Branch (55+)D.R. HortonPalm Coast$327,9252–46
Reverie at Palm Coast (55+)Dream Finders HomesPalm Coast$329,9902–411
Coastal GardensD.R. HortonPalm Coast$330,0003–54
Palm Coast HomesitesD.R. HortonPalm Coast$341,99040
Retreat at Town Center: Villa CollectionToll BrothersPalm Coast$357,9952–31
Retreat at Town Center: Reef CollectionToll BrothersPalm Coast$410,9953–40
Toll Brothers at Veranda BayToll BrothersFlagler Beach$474,9953–54
Marina Del PalmaICI HomesPalm Coast$582,900–$914,9003–4—
Veranda BayICI HomesFlagler Beach$599,900–$1,104,9003–5—
The Conservatory at Hammock BeachICI HomesPalm Coast$640,900–$1,029,9003–4—
The Reserve at Plantation BayICI HomesBunnell$874,800–$1,289,9003–5—
Oasis at Hammock DunesICI HomesPalm Coast$1,124,000–$1,560,9003–4—
Seminole Trace (coming soon)Ryan HomesPalm CoastCall—0

Move-in ready & coming soon

New homes you can move into soon

HomeBuilderPriceBeds / BathsSq FtReady
Piper
Seminole Palms Townhomes		 Ryan Homes $236,990 3 / 2.51,466Jan 2027
Piper End Home
Seminole Palms Townhomes		 Ryan Homes $249,980 3 / 2.51,466Dec 2026
6 Big Pine Dr
Seminole Trace Villas · Madison		 Dream Finders Homes $249,990 3 / 21,454Quick move-in
220 Misty Harbor Trace
The Hammock at Palm Harbor · Mangrove		 Dream Finders Homes $279,990 3 / 21,181Quick move-in
35 Big Pine Dr
Seminole Trace Villas · Madison II		 Dream Finders Homes $289,990 3 / 31,885Quick move-in
11 Sparrow St
Sabal Preserve · Enterprise		 Starlight Homes $292,440
listed up to $306,940		 3 / 21,401Ready now
19 Sparrow St
Sabal Preserve · Enterprise		 Starlight Homes $293,440
listed up to $308,940		 3 / 21,401Ready now
21 Sparrow St
Sabal Preserve · Odyssey		 Starlight Homes $294,440
listed up to $309,940		 3 / 21,412Ready now
18 Big Pine Dr
Seminole Trace Villas · Madison II		 Dream Finders Homes $294,990 3 / 31,885Quick move-in
7 Reidsville Dr
Palm Coast · Alexander		 Holiday Builders $304,990 3 / 21,552Move-in ready
6 Reine Pl
Palm Coast · Alexander		 Holiday Builders $309,990 3 / 21,552Move-in ready
219 Misty Harbor Trace
The Hammock at Palm Harbor · Sago		 Dream Finders Homes $319,990 3 / 2.51,882Quick move-in
49 Windmill Palm Way
Seminole Trace 50' · Edison		 Dream Finders Homes $319,990 4 / 21,908Quick move-in
18 Pickwood Pl
Palm Coast · Sylvester		 Holiday Builders $319,990 4 / 21,806Move-in ready
34 Rymsen Ln
Palm Coast · Indigo		 Holiday Builders $325,990 3 / 21,309Move-in ready
24 Ramblewood Dr
Palm Coast · Foxtail		 Holiday Builders $325,990 3 / 21,552Move-in ready
Adeline
Seminole Palms Single-Family		 Ryan Homes $327,155 3 / 21,549Jan 2027
14 Ludlow Ln E
Palm Coast · Indigo		 Holiday Builders $329,990 3 / 21,309Move-in ready
24 Serbian Bellflower Tr
Palm Coast · Foxtail		 Holiday Builders $329,990 3 / 21,552Move-in ready
61 Prattwood Ln
Palm Coast · Royal		 Holiday Builders $329,990 4 / 21,806Move-in ready
80 Turnstone Cir
Sabal Preserve · Glimmer		 Starlight Homes $333,240
listed up to $352,740		 3 / 21,536Ready now
8 Lloshire Path
Palm Coast · Sylvester		 Holiday Builders $335,990 4 / 21,806Move-in ready
214 Misty Harbor Trace
The Hammock at Palm Harbor · Mangrove		 Dream Finders Homes $341,513 3 / 21,181Quick move-in
110 Oriole Rd
Sabal Preserve · Hawking		 Starlight Homes $344,240 3 / 21,763Nov 2026
78 Turnstone Cir
Sabal Preserve · Firefly		 Starlight Homes $346,240
listed up to $357,740		 4 / 21,827Ready now
Baymont
Seminole Palms Single-Family		 Ryan Homes $349,990 3 / 21,815Dec 2026
80 Windmill Palm Way
Seminole Trace 50' · Camden		 Dream Finders Homes $350,209 3 / 21,716Quick move-in
106 Oriole Rd
Sabal Preserve · Firefly		 Starlight Homes $356,240 4 / 21,827Nov 2026
74 Oriole Rd
Sabal Preserve · Magellan		 Starlight Homes $358,440 4 / 32,260Nov 2026
48 Windmill Palm Way
Seminole Trace 50' · Edison II		 Dream Finders Homes $359,990 5 / 32,289Quick move-in
182 Misty Harbor Trace
The Hammock at Palm Harbor · Sago		 Dream Finders Homes $360,455 3 / 2.51,882Quick move-in
37 Zephyr Lily Trl
Palm Coast · Highland		 Holiday Builders $367,990 3 / 21,637Move-in ready
4 Lynbrook Dr
Palm Coast · Charlotte		 Holiday Builders $379,990 4 / 32,338Move-in ready
Tradewinds
Seminole Palms Single-Family		 Ryan Homes $379,990 2 / 2.52,138Available now
15 Falmouth Dr
Reverie at Palm Coast · Clark		 Dream Finders Homes $384,990 2 / 21,967Under construction
1 Sea Flower Path
Palm Coast · Charlotte		 Holiday Builders $391,990 4 / 32,338Move-in ready
38 Jackson Blue Dr
Reverie at Palm Coast · Charlotte		 Dream Finders Homes $399,990 2 / 22,029Quick move-in
108 Oriole Rd
Sabal Preserve · Solstice		 Starlight Homes $408,740 4 / 2.52,401Nov 2026
51 Kankakee Trl
Palm Coast · Captiva		 Holiday Builders $409,990 3 / 32,487Move-in ready
13 Falmouth Dr
Reverie at Palm Coast · Charlotte		 Dream Finders Homes $429,990 2 / 22,029Under construction
25 Ellaville Dr
Reverie at Palm Coast · Casper		 Dream Finders Homes $439,990 2 / 21,836Quick move-in
16 Silver Glen Dr
Reverie at Palm Coast · Cooper		 Dream Finders Homes $459,990 2 / 22,186Under construction

From each builder's website on October 27, 2026. Want to see one? I'll set up the tour and represent you at no cost in most cases.

Tour new homes with David

Let's find the right builder for you

Tell me your budget, the area and when you'd like to move. I'll send you the best options and current incentives, and set up tours with the builders. Call or text (386) 627-3612.

More on buying new construction

Buying New Construction in Palm Coast: Questions

Do I need my own agent to buy a new construction home?
It's not required, but it's smart. The builder's sales consultant works for the builder. Your own agent negotiates for you, compares incentives across builders, reviews the builder's contract, and keeps an eye on inspections and the closing. Bring me (or register me) on your very first visit, because many builders won't let an agent represent you after you've registered on your own.
Does it cost me anything to use an agent with a builder?
In most cases the builder pays the buyer's agent, so my help usually costs you nothing. Compensation is negotiable and set in writing in your buyer agreement, and I'll confirm how it works with each builder before you visit.
Should I use the builder's lender to get the incentive?
Builder incentives such as rate buydowns or closing-cost credits are usually tied to the builder's affiliated lender. They can be a great deal, but compare the full loan estimate (rate, APR, fees and the price of the home) against an outside lender before you commit.
What's the difference between a CDD and an HOA?
An HOA fee pays for community upkeep and amenities. A CDD (Community Development District) is a special taxing district that paid for roads, utilities and amenities, and it shows up on your property tax bill for a set number of years. Many new communities have both, so always ask for the total yearly cost.
Should I get a home inspection on a brand-new home?
Yes. I recommend a pre-drywall inspection and a final inspection before closing, plus an 11-month warranty inspection. Even good builders miss things, and it's much easier to fix them before you move in.
Are new construction prices negotiable?
Base prices are usually firm, but builders often negotiate through incentives: closing-cost help, rate buydowns, upgrades or price cuts on finished inventory homes. Quick move-in homes that have been sitting usually have the most room.

Builder names, prices, incentives and availability are gathered from each builder's public website and are subject to change without notice. David Stanley is not affiliated with these builders. Equal Housing Opportunity.

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A 30-minute conversation is the fastest way to find out what your home is worth, what your budget buys, or whether now is the right time. No pressure, no obligation.

Schedule a Private ConsultationCall or text (386) 627-3612