Thinking about a move to Palm Coast and looking for value? Some of the best options can be found in communities with affordable HOA fees, plenty of amenities, and a sense of place where neighbors genuinely enjoy where they live. Here’s a look at three popular neighborhoods that offer all this—and more.
Grand Landings
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About the Community:
Grand Landings is a gated, master-planned neighborhood tucked away on 774 acres with lakes, nature preserves, and trails—offering peace and a family-friendly atmosphere. The location provides easy access to I-95, shopping, restaurants, and Flagler Beach.
HOA Fees:
$300 / Quarter, just $100/month! No CDD fee's, and incredibly low HOA fee's for all the amenities you get!
Amenities:
Residents enjoy a secured gated entrance, zero-entry pool, clubhouse, modern fitness center, basketball court, dog park, walking trails, and scenic views of ponds and preserves.
Builders:
Homes are currently built by D.R. Horton, with earlier homes by KB Home and Seagate Homes. A variety of layouts are available, including some with deep lots and expansive backyards.
Price Range:
Homes range from the mid $300s up to around $700s, with most properties featuring 3–5 bedrooms and contemporary comforts.
Special Features:
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All ages, pet-friendly
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Gated for extra peace of mind
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Proximity to Flagler County schools and local parks
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No CDD means lower carrying costs for many families
Grand Reserve
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About the Community:
Grand Reserve in Bunnell is a country club-style neighborhood built around an award-winning golf course, just minutes from Palm Coast. The vibe is relaxed, with plenty to do for active residents of all ages.
HOA Fees:
HOA fee's are only $56 / year, but you can't forget the CDD fee's which comes out to $2,169 / year. If you average these the total HOA / CDD fee's come out to $186.00 / month! This covers common area maintenance, security, pool, trash, water, insurance, and more.
Be sure to ask about golf membership options if you’re a player.
Amenities:
Resort-style clubhouse, huge zero entry community pool and spa, fitness center, sauna, bocce, pickleball, tennis, basketball, shuffleboard, walking trails, fishing pier, dog park, and children’s playground. The onsite golf course is a centerpiece.
Builders:
Primarily D.R. Horton, with limited 55+ resale options (Freedom Homes) in a separate enclave.
Price Range:
Homes currently start in the high $200s and run into the low $500s, with typical home sizes in the 1,500–3,400 sq ft range.
Special Features:
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Golf and nature views available
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Active community lifestyle with social events
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Close to Flagler Beaches and I-95 access
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Low-maintenance options for busy or retired residents
Sawmill Branch
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About the Community:
Sawmill Branch is one of Palm Coast’s newest master-planned neighborhoods, offering a coastal, modern feel. Located close to I-95 and top-rated Flagler County schools, it’s ideal for families, first-time buyers, and anyone seeking new construction at a great value.
HOA Fees:
HOA fee's are only $240 / year, but you can't forget the CDD fee's which comes out to $2,302 / year. If you average these the total HOA / CDD fee's come out to $212.00 / month! This covers common area maintenance, security, pool, trash, water, insurance, and more.
Amenities:
Resort-style pool, amenity center with fitness area, clubhouse, playground, splash pad, tennis/pickleball courts, dog park, and walking/biking trails.
Builders:
Developed and built by D.R. Horton, offering open-concept, energy-efficient homes with smart technology.
Price Range:
New homes currently range from the high $200s to the low $400s.
Special Features:
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Pet-friendly, inclusive community feel
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Multigenerational homes available (55+ Freedom section)
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Modern plans with smart home upgrades
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Easy beach access and near shopping, recreation, and dining
Final Thoughts
Palm Coast offers several affordable, HOA-friendly communities for buyers who want value without giving up resort-style amenities or a friendly, neighborhood feeling. As always, HOA and CDD fees can vary—be sure to check the latest details with your agent or HOA.
Curious about any of these neighborhoods, or ready to see homes? Click the “search for homes within this community” link above each section to browse current listings—or reach out anytime with questions about living in Palm Coast.
