4.99% FHA fixed rate (2.99% year one)
30-year fixed FHA at 4.99% (6.81% APR) with a 2/1 buydown: 2.99% in year one and 3.99% in year two. 3.5% down, 620+ credit score, primary residence, using the builder's affiliated lender. Contract by October 31, 2026 and close by November 30, 2026. First come, first served.
