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Free seller net sheet

What Will You Walk Away With?

Estimate your net proceeds from a Palm Coast or Flagler County sale, or work backward from the amount you need. Built on current local title and closing fees, line by line.

Have this year's property taxes already been paid?
More costs & options
Are you paying for the owner's title insurance? (most Flagler County sellers do)
Are you paying for the title and lien searches?

Your net sheet is ready

Where should I send it? You'll see every line right away, and I'm happy to review it with you. No obligation.

Estimated net to you

$0

Estimate only, for planning. Fees match a Flagler County title company's current schedule; your final settlement statement governs. Listing and buyer's broker compensation are not set by law and are fully negotiable.

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David Stanley · Closed sales since January 2022 · Stellar MLS, updated daily

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Median sale-to-list price
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68 client reviews

Florida seller closing costs, explained

Your net proceeds are the sale price minus everything that comes out at closing. Here is what typically appears on a Palm Coast or Flagler County seller's settlement statement, using a $400,000 sale as the example.

  • Documentary stamp tax: Florida charges $0.70 per $100 of the price on the deed, which is $2,800 at $400,000. Sellers customarily pay it.
  • Owner's title insurance: Florida sets the rate by law. It is $2,075 at $400,000, and in most Flagler County sales the seller pays it.
  • Closing fee and searches: the title company's settlement fee plus title and municipal lien searches, a few hundred dollars in total.
  • Property tax proration: Florida taxes are paid in arrears, so you credit the buyer for the part of the year you owned the home, unless you have already paid this year's bill.
  • Commissions: listing and buyer's broker compensation, both negotiable.
  • Mortgage payoff, HOA estoppel and any credits you agree to give the buyer.

Need a set amount at closing, for example to buy your next home? Switch the calculator to Reverse net and it will tell you the price you need. To see what homes like yours are selling for, start with a free home valuation or see what sold near you.

Net Sheet Questions

How much does it cost to sell a house in Florida?
Most sellers pay the real estate commissions, Florida documentary stamp tax on the deed (70 cents per $100 of the price), the owner's title insurance policy in most Flagler County sales, a closing fee, title and lien searches, small recording fees, and their share of the year's property taxes. Use the calculator above to see each line for your price.
Who pays the documentary stamp tax when selling a home in Florida?
The seller customarily pays the documentary stamp tax on the deed. It is $0.70 per $100 of the sale price, so $2,800 on a $400,000 home.
Who pays for owner's title insurance in Flagler County?
In most Flagler County sales the seller pays for the owner's title insurance policy, but it is negotiable and set in the purchase contract. Florida's rate is set by the state: on a $400,000 sale it is $2,075.
How are property taxes handled when you sell a home in Florida?
Florida property taxes are paid in arrears, so at closing the seller usually credits the buyer for the days the seller owned the home that year. If you already paid this year's bill, the buyer credits you for the rest of the year instead.
What is a reverse net sheet?
A reverse net sheet starts with the amount you need to walk away with and works backward to the sale price that gets you there after commissions, payoff, taxes and closing costs. It is useful when you are buying your next home or need a set amount at closing.
Are real estate commissions negotiable?
Yes. Listing broker and buyer's broker compensation are not set by law and are fully negotiable. Enter the numbers that apply to you in the calculator.

Planning your sale?

Book a Consultation

Choose a time that works for you. We'll talk through your goals, your timing and the numbers by phone, video, or in person at my Palm Coast office.

  • Selling? Pricing strategy, what nearby homes actually sold for, and your estimated net proceeds.
  • Buying? Neighborhoods, new construction vs. resale, and how to win the home you want.
  • Relocating? Where to live on Florida's East Coast and what it really costs.

Rather talk now? Call or text (386) 627-3612

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