For sale

424 Cedar Creek RdPalatka, FL 32177

$899,000
  • 3 beds
  • 3 baths
  • 2,323 sq ft
  • 1.26 acres
  • Built 2021

Listing courtesy of DOGWOOD REALTY · MLS# O6441756

About this home

125 FEET OF ST. JOHNS RIVER FRONTAGE! Experience the ultimate Florida riverfront lifestyle on 1.26 fenced acres with your own private dock and incredible outdoor living space. Built just 5 years ago, this beautifully designed 3-bedroom, 3-bath home offers 2,323 heated and cooled square feet plus more than 1,300 square feet of wraparound porches crafted to take full advantage of the scenic riverfront setting. The impressive outdoor living area includes a 12x56 covered back porch overlooking the river—the perfect setting for morning coffee, family gatherings, high-end entertaining, or simply unwinding by the water. Inside, enjoy LVP flooring, granite countertops, solid wood soft-close cabinetry, and premium appliances. Complete with a 24x40 detached workshop, 3-person Jacuzzi, 24KW generator, and electric gate, 424 Cedar Creek Rd offers the space and lifestyle to make the St. Johns River your backyard!
solid wood soft-close cabinetry and walk-in closets in every bedroom. The well-equipped kitchen features a gas LG double-oven range, KitchenAid electric wall oven and Samsung Bespoke refrigerator. A spacious laundry room offers additional cabinetry, a utility sink and granite countertops.

This home was built with durability and efficiency in mind, featuring 2x6 exterior wall construction, ZIP System sheathing, a metal roof, hardboard siding, high-efficiency 18 SEER Trane variable-speed HVAC system, tankless gas water heater and a 24KW whole-house generator supplied by a 250-gallon propane tank.

Storage and workspace are exceptional with an attached finished 2-car garage plus a detached 24x40 metal building with A/C and an additional 12x40 carport. The property also features an electric entry gate, whole-house water filtration and softener system, pump house, additional electrical capacity for future backyard improvements and a recently replaced septic pump.

Riverfront, acreage, exceptional construction, more than 1,300 square feet of covered outdoor living and room for the boats, vehicles, toys and hobbies--424 Cedar Creek Rd offers the space and lifestyle to make the St. Johns River your backyard.

Virtual tour

Property typeSingle Family Residence
CommunityBunchs Sub
CountyPutnam
Year built2021
Garage4-car
HOANone
Taxes$9,834 (2025)
Days on market14
MLS #O6441756

Interior

Eat-in Kitchen, Open Floorplan, Split Bedroom

Appliances

Built-In Oven, Dishwasher, Disposal, Gas Water Heater, Microwave, Refrigerator

Flooring

Carpet, Luxury Vinyl

Exterior

Outdoor Kitchen

Heating & cooling

Central / Central Air

Construction

Concrete, Frame

Roof

Metal

Estimate your monthly payment

Principal & interest

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  • Loan amount
  • Down payment
Talk to David about financing

Rate shown is Freddie Mac's average 30-year rate (October 15, 2026). Principal and interest only; taxes, insurance and any HOA are extra. Not a loan offer.

Location

Listing information is provided by Stellar MLS as distributed by MLS Grid, for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Based on information submitted to the MLS GRID as of October 29, 2026 at 1:45 PM Eastern. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listings shown with the listing brokerage.