For sale

342 N 12th StFlagler Beach, FL 32136

$1,449,000Price reduced $50,000
  • 2 beds
  • 2 baths
  • 1,892 sq ft
  • 0.61 acres
  • Built 1997

Listing courtesy of CHRISTIE'S INTERNATIONAL REAL · MLS# FC320667

About this home

Waterfront living meets boater's paradise on a deep canal just one minute from the Intracoastal Waterway. This 2-bedroom, 2-bathroom residence with a versatile loft offers 1,892 square feet of updated living space in Flagler Beach, Florida, built in 1997 with a fully rebuilt outdoor entertaining package added in 2020. Wood and tile flooring runs throughout the open living areas, complemented by a gas fireplace and a renovated kitchen built for everyday living and entertaining. The updated master bathroom delivers a spa-like retreat off the primary suite, while the loft adds flexible space for a home office, media room, or guest overflow.

Outside, the 2020 renovation transformed the property into a true boater's compound: a heated pool anchors the backyard, framed by a 2-car attached garage plus a separate detached garage for extra storage, workshop space, or watercraft gear. Two dedicated boat lift areas sit canal-side — one sized for jet skis or a smaller vessel, the other a covered lift built for a larger boat — giving direct, no-bridge access to the Intracoastal Waterway in under a minute.

Flagler Beach offers a laid-back, low-density alternative to the more crowded beach towns of Northeast Florida, with A1A's oceanfront drive, local restaurants, and the Atlantic coastline just minutes away. This canal-front address puts boating, fishing, and Intracoastal access at your back door while keeping the beach and downtown Flagler Beach within easy reach.

Move-in ready for a buyer who wants waterfront living, dual boat lift access, and a renovated interior without the wait — this is a rare find on a protected canal in Flagler Beach, Florida.

Property typeSingle Family Residence
CommunityPalma Vista Sub
CountyFlagler
Year built1997
Garage4-car
PoolPrivate pool
WaterfrontCanal - Brackish, Canal - Saltwater, Intracoastal Waterway
Water bodySMITH CREEK
ViewWater
HOANone
Taxes$10,051 (2025)
Days on market55
MLS #FC320667

Interior

Carbon Monoxide Detector(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Vaulted Ceiling(s), Walk-In Closet(s)

Appliances

Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Refrigerator, Washer, Wine Refrigerator

Flooring

Carpet, Laminate, Luxury Vinyl, Tile

Pool

In Ground, Chlorine Free, Heated, Salt Water

Heating & cooling

Central / Central Air

Construction

Stucco

Roof

Metal

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Principal & interest

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  • Down payment
Talk to David about financing

Rate shown is Freddie Mac's average 30-year rate (October 15, 2026). Principal and interest only; taxes, insurance and any HOA are extra. Not a loan offer.

Location

Listing information is provided by Stellar MLS as distributed by MLS Grid, for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Based on information submitted to the MLS GRID as of October 27, 2026 at 9:45 PM Eastern. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listings shown with the listing brokerage.